Filed July 28, 2025 (most recent of 3 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES INC. Service code 16 · EIN 59-1237041 880 CARILLON PKWY · ST PETERSBURG, FL 33716 | Consulting | $25,000 |
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $1,910 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,183 | $84,499+45.8% | $125,391-1.8% | $66,949+84.0% |
| Participation rate | 97.2% | 76.4%+20.8pp | 82.4%+14.9pp | 69.8%+27.4pp |
| Annual return | -17.46% | -8.49%-9.0pp | 572.41%-589.9pp | 1.57%-19.0pp |
| Employer contribution / active EE | $4,337 | $3,554+22.0% | $4,816-9.9% | $2,545+70.4% |
| Participant deferral / active EE | $13,631 | $6,785+100.9% | $7,448+83.0% | $4,239+221.6% |
| Admin fee / account holder | $70 | $685-89.8% | $10,009-99.3% | $594-88.3% |