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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,608 | $106,524-15.9% | $152,301-41.2% | $87,485+2.4% |
| Participation rate | 98.0% | 75.8%+22.2pp | 82.4%+15.5pp | 68.9%+29.0pp |
| Annual return | 9.61% | 26.89%-17.3pp | 80.50%-70.9pp | 26.06%-16.5pp |
| Employer contribution / active EE | $14,012 | $3,371+315.6% | $4,624+203.0% | $2,596+439.7% |
| Participant deferral / active EE | $9,519 | $6,525+45.9% | $8,004+18.9% | $4,274+122.7% |
| Admin fee / account holder | $11,391 | $8,287+37.5% | $14,398-20.9% | $7,775+46.5% |