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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,701 | $93,598-28.7% | $135,974-50.9% | $75,173-11.3% |
| Participation rate | 83.3% | 75.2%+8.1pp | 81.9%+1.4pp | 67.2%+16.1pp |
| Annual return | -4.42% | 30.89%-35.3pp | 68.30%-72.7pp | 160.72%-165.1pp |
| Employer contribution / active EE | $1,339 | $3,538-62.2% | $4,859-72.4% | $2,671-49.9% |
| Participant deferral / active EE | $7,081 | $6,405+10.5% | $7,760-8.8% | $4,126+71.6% |
| Admin fee / account holder | $8,761 | $6,978+25.6% | $10,767-18.6% | $5,651+55.1% |