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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,263 | $165,399-20.6% | $149,745-12.3% | $158,982-17.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -9.77% | 348.34%-358.1pp | 276.72%-286.5pp | 302.99%-312.8pp |
| Employer contribution / active EE | $15,021 | $5,105+194.3% | $4,646+223.3% | $4,763+215.4% |
| Participant deferral / active EE | $9,407 | $7,183+31.0% | $6,843+37.5% | $5,983+57.2% |
| Admin fee / account holder | $42,825 | $10,811+296.1% | $9,312+359.9% | $11,252+280.6% |