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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,028,574 | $162,785+531.9% | $133,959+667.8% | $158,950+547.1% |
| Participation rate | 91.7% | 83.2%+8.4pp | 79.8%+11.8pp | 82.0%+9.7pp |
| Annual return | 25.38% | 41.94%-16.6pp | 45.09%-19.7pp | 302.91%-277.5pp |
| Employer contribution / active EE | $6,874 | $4,975+38.2% | $3,919+75.4% | $4,762+44.4% |
| Participant deferral / active EE | $11,832 | $5,910+100.2% | $5,047+134.4% | $5,983+97.8% |
| Admin fee / account holder | $25,338 | $11,738+115.9% | $8,928+183.8% | $11,248+125.3% |