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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,420 | $131,835+251.5% | $108,582+326.8% | $273,972+69.1% |
| Participation rate | 94.1% | 83.5%+10.7pp | 79.6%+14.5pp | 83.0%+11.1pp |
| Annual return | 1.07% | -91.57%+92.6pp | -51.70%+52.8pp | 41.46%-40.4pp |
| Employer contribution / active EE | $7,946 | $4,913+61.8% | $3,758+111.4% | $4,869+63.2% |
| Participant deferral / active EE | $11,760 | $5,127+129.4% | $4,311+172.8% | $5,287+122.4% |
| Admin fee / account holder | $1,622 | $10,253-84.2% | $7,645-78.8% | $10,133-84.0% |