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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5+ years Service code 55 · EIN 26-4310632 | Other Commissions | $14,156 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,297 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,292 | $104,577+30.3% | $76,667+77.8% | $152,909-10.9% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | -5.41% | 1014.36%-1019.8pp | 1166.74%-1172.1pp | 345.46%-350.9pp |
| Employer contribution / active EE | $13,704 | $3,119+339.4% | $2,303+495.1% | $4,764+187.7% |
| Participant deferral / active EE | $14,810 | $4,237+249.5% | $3,336+343.9% | $5,851+153.1% |
| Admin fee / account holder | $26 | $12,290-99.8% | $6,423-99.6% | $11,601-99.8% |