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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,173 |
MORGAN STANLEY SMITH BARNEY2+ years Service code 61 HARBORSIDE FINANCIAL CTR PLAZA 2 · JERSEY CITY, NJ 07311 | Finders' fees / placement fees | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,655 | $52,306-12.7% | $69,779-34.6% | $62,881-27.4% |
| Participation rate | 98.9% | 67.2%+31.6pp | 71.8%+27.1pp | 69.3%+29.6pp |
| Annual return | 5.76% | 13.35%-7.6pp | 12.99%-7.2pp | 20.14%-14.4pp |
| Employer contribution / active EE | $1,441 | $1,799-19.9% | $2,338-38.4% | $2,281-36.8% |
| Participant deferral / active EE | $3,792 | $2,395+58.3% | $2,931+29.4% | $3,203+18.4% |
| Admin fee / account holder | $19 | $3,691-99.5% | $4,381-99.6% | $4,296-99.6% |