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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,283 | $62,409+9.4% | $120,574-43.4% | $74,459-8.3% |
| Participation rate | 77.0% | 56.8%+20.2pp | 71.9%+5.0pp | 67.2%+9.8pp |
| Annual return | 7.44% | 18.62%-11.2pp | 107.42%-100.0pp | 1369.70%-1362.3pp |
| Employer contribution / active EE | $1,845 | $1,847-0.1% | $3,471-46.8% | $2,626-29.7% |
| Participant deferral / active EE | $1,980 | $2,888-31.5% | $4,996-60.4% | $4,350-54.5% |
| Admin fee / account holder | $13,093 | $2,394+447.0% | $9,445+38.6% | $1,945+573.2% |