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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,188 | $87,132-73.4% | $105,624-78.0% | $80,959-71.4% |
| Participation rate | 70.0% | 70.4%-0.4pp | 75.3%-5.3pp | 67.7%+2.3pp |
| Annual return | 12.03% | 17.03%-5.0pp | 116.20%-104.2pp | 35.67%-23.6pp |
| Employer contribution / active EE | $1,776 | $2,397-25.9% | $3,168-43.9% | $2,757-35.6% |
| Participant deferral / active EE | $3,174 | $3,985-20.4% | $5,013-36.7% | $4,300-26.2% |
| Admin fee / account holder | $4,649 | $8,449-45.0% | $10,961-57.6% | $6,925-32.9% |