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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,502 | $109,411-73.0% | $89,435-67.0% | $158,982-81.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.64% | 345.68%-331.0pp | 245.55%-230.9pp | 302.99%-288.4pp |
| Employer contribution / active EE | $2,504 | $3,173-21.1% | $2,587-3.2% | $4,763-47.4% |
| Participant deferral / active EE | $2,918 | $4,600-36.6% | $3,890-25.0% | $5,983-51.2% |
| Admin fee / account holder | $382 | $6,159-93.8% | $4,884-92.2% | $11,252-96.6% |