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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,502 | $109,344-73.0% | $89,400-67.0% | $158,950-81.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.64% | 345.73%-331.1pp | 245.64%-231.0pp | 302.91%-288.3pp |
| Employer contribution / active EE | $2,504 | $3,170-21.0% | $2,586-3.2% | $4,762-47.4% |
| Participant deferral / active EE | $2,918 | $4,599-36.6% | $3,890-25.0% | $5,983-51.2% |
| Admin fee / account holder | $382 | $6,154-93.8% | $4,882-92.2% | $11,248-96.6% |