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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,802 | $104,937-77.3% | $84,628-71.9% | $152,897-84.4% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 19.01% | 373.88%-354.9pp | 258.80%-239.8pp | 345.43%-326.4pp |
| Employer contribution / active EE | $3,193 | $3,303-3.3% | $2,653+20.4% | $4,764-33.0% |
| Participant deferral / active EE | $6,680 | $4,690+42.4% | $3,900+71.3% | $5,851+14.2% |
| Admin fee / account holder | $777 | $6,243-87.6% | $4,914-84.2% | $11,599-93.3% |