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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,802 | $104,924-77.3% | $84,623-71.9% | $152,885-84.4% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 19.01% | 373.82%-354.8pp | 258.77%-239.8pp | 345.39%-326.4pp |
| Employer contribution / active EE | $3,193 | $3,302-3.3% | $2,652+20.4% | $4,763-33.0% |
| Participant deferral / active EE | $6,680 | $4,689+42.5% | $3,899+71.3% | $5,851+14.2% |
| Admin fee / account holder | $777 | $6,242-87.6% | $4,913-84.2% | $11,598-93.3% |