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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,139 | $153,769-49.2% | $133,975-41.7% | $273,972-71.5% |
| Participation rate | 60.0% | 88.4%-28.4pp | 87.1%-27.1pp | 83.0%-23.0pp |
| Annual return | 10.84% | 36.51%-25.7pp | 29.29%-18.4pp | 41.46%-30.6pp |
| Employer contribution / active EE | $3,665 | $6,029-39.2% | $5,211-29.7% | $4,869-24.7% |
| Participant deferral / active EE | $7,312 | $6,958+5.1% | $6,282+16.4% | $5,287+38.3% |
| Admin fee / account holder | $69 | $11,765-99.4% | $9,324-99.3% | $10,133-99.3% |