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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,161 | $197,637-22.0% | $177,848-13.3% | $158,982-3.0% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.7%-21.1pp | 82.0%-15.3pp |
| Annual return | 14.54% | 58.77%-44.2pp | 48.33%-33.8pp | 302.99%-288.4pp |
| Employer contribution / active EE | $4,403 | $6,698-34.3% | $5,919-25.6% | $4,763-7.6% |
| Participant deferral / active EE | $10,923 | $8,405+30.0% | $7,714+41.6% | $5,983+82.6% |
| Admin fee / account holder | $101 | $15,406-99.3% | $12,431-99.2% | $11,252-99.1% |