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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,228 | $65,376-40.0% | $87,104-55.0% | $65,185-39.8% |
| Participation rate | 84.5% | 75.3%+9.1pp | 76.9%+7.6pp | 70.2%+14.3pp |
| Annual return | 28.72% | 31.27%-2.6pp | 28.19%+0.5pp | 29.38%-0.7pp |
| Employer contribution / active EE | $1,597 | $1,822-12.4% | $2,521-36.7% | $2,177-26.6% |
| Participant deferral / active EE | $3,785 | $3,388+11.7% | $4,048-6.5% | $3,514+7.7% |
| Admin fee / account holder | $513 | $520-1.2% | $7,491-93.1% | $847-39.4% |