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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,309 | $64,909-57.9% | $82,312-66.8% | $62,293-56.2% |
| Participation rate | 85.6% | 74.9%+10.7pp | 76.9%+8.7pp | 69.5%+16.1pp |
| Annual return | 15.90% | 21.18%-5.3pp | 25.88%-10.0pp | 28.90%-13.0pp |
| Employer contribution / active EE | $1,587 | $1,676-5.3% | $2,428-34.7% | $2,042-22.3% |
| Participant deferral / active EE | $3,315 | $3,103+6.8% | $3,706-10.6% | $3,169+4.6% |
| Admin fee / account holder | $395 | $440-10.2% | $5,608-93.0% | $479-17.7% |