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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,132 | $60,165-61.6% | $74,184-68.8% | $55,167-58.1% |
| Participation rate | 85.6% | 74.2%+11.4pp | 76.6%+9.0pp | 69.0%+16.6pp |
| Annual return | 7.69% | 10.00%-2.3pp | 17.74%-10.0pp | 169.23%-161.5pp |
| Employer contribution / active EE | $1,579 | $1,600-1.3% | $2,370-33.4% | $1,963-19.6% |
| Participant deferral / active EE | $3,172 | $2,973+6.7% | $3,550-10.6% | $3,054+3.9% |
| Admin fee / account holder | $407 | $419-2.9% | $5,586-92.7% | $504-19.2% |