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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,346 | $148,582-33.1% | $135,942-26.9% | $139,456-28.8% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 51.77% | 79.26%-27.5pp | 68.28%-16.5pp | 373.45%-321.7pp |
| Employer contribution / active EE | $4,175 | $5,245-20.4% | $4,858-14.0% | $4,753-12.1% |
| Participant deferral / active EE | $7,292 | $8,101-10.0% | $7,759-6.0% | $6,711+8.7% |
| Admin fee / account holder | $4,066 | $12,402-67.2% | $10,764-62.2% | $11,407-64.4% |