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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,888 | $157,296-68.9% | $141,191-65.4% | $152,897-68.0% |
| Participation rate | 61.9% | 84.8%-22.9pp | 82.5%-20.6pp | 82.5%-20.5pp |
| Annual return | 32.22% | 64.34%-32.1pp | 71.41%-39.2pp | 345.43%-313.2pp |
| Employer contribution / active EE | $4,317 | $5,262-18.0% | $4,736-8.8% | $4,764-9.4% |
| Participant deferral / active EE | $7,503 | $7,111+5.5% | $6,710+11.8% | $5,851+28.2% |
| Admin fee / account holder | $807 | $12,125-93.3% | $10,264-92.1% | $11,599-93.0% |