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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,016 | $121,656-49.8% | $104,614-41.7% | $158,950-61.6% |
| Participation rate | 54.5% | 77.5%-23.0pp | 74.1%-19.5pp | 82.0%-27.4pp |
| Annual return | 10.97% | 465.51%-454.5pp | 340.56%-329.6pp | 302.91%-291.9pp |
| Employer contribution / active EE | $1,090 | $3,164-65.5% | $2,681-59.3% | $4,762-77.1% |
| Participant deferral / active EE | $2,667 | $4,177-36.1% | $3,739-28.7% | $5,983-55.4% |
| Admin fee / account holder | $3,693 | $7,775-52.5% | $6,464-42.9% | $11,248-67.2% |