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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,688 | $105,623-58.6% | $87,502-50.1% | $273,972-84.1% |
| Participation rate | 33.3% | 78.2%-44.9pp | 73.8%-40.5pp | 83.0%-49.7pp |
| Annual return | 2.89% | 12.26%-9.4pp | 12.21%-9.3pp | 41.46%-38.6pp |
| Employer contribution / active EE | $579 | $3,141-81.6% | $2,550-77.3% | $4,869-88.1% |
| Participant deferral / active EE | $1,912 | $3,601-46.9% | $3,149-39.3% | $5,287-63.8% |
| Admin fee / account holder | $3,923 | $4,781-17.9% | $4,221-7.0% | $10,133-61.3% |