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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,331 | $148,623-41.9% | $135,974-36.5% | $139,466-38.1% |
| Participation rate | 55.0% | 83.9%-28.9pp | 81.9%-26.9pp | 80.3%-25.3pp |
| Annual return | 19.96% | 79.30%-59.3pp | 68.30%-48.3pp | 373.66%-353.7pp |
| Employer contribution / active EE | $1,647 | $5,246-68.6% | $4,859-66.1% | $4,754-65.3% |
| Participant deferral / active EE | $3,400 | $8,103-58.0% | $7,760-56.2% | $6,712-49.3% |
| Admin fee / account holder | $1,050 | $12,406-91.5% | $10,767-90.2% | $11,409-90.8% |