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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,295 | $138,102-51.3% | $125,381-46.3% | $134,532-50.0% |
| Participation rate | 52.4% | 84.5%-32.1pp | 82.4%-30.0pp | 81.2%-28.8pp |
| Annual return | -13.21% | 750.73%-763.9pp | 572.31%-585.5pp | 418.27%-431.5pp |
| Employer contribution / active EE | $1,481 | $5,245-71.8% | $4,815-69.2% | $4,741-68.8% |
| Participant deferral / active EE | $3,013 | $7,801-61.4% | $7,448-59.5% | $6,401-52.9% |
| Admin fee / account holder | $49,087 | $11,568+324.3% | $10,007+390.5% | $11,429+329.5% |