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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,300 | $157,296-54.7% | $141,191-49.5% | $152,897-53.4% |
| Participation rate | 78.3% | 84.8%-6.6pp | 82.5%-4.2pp | 82.5%-4.2pp |
| Annual return | 23.49% | 64.34%-40.8pp | 71.41%-47.9pp | 345.43%-321.9pp |
| Employer contribution / active EE | $1,918 | $5,262-63.5% | $4,736-59.5% | $4,764-59.7% |
| Participant deferral / active EE | $3,378 | $7,111-52.5% | $6,710-49.7% | $5,851-42.3% |
| Admin fee / account holder | $354 | $12,125-97.1% | $10,264-96.6% | $11,599-96.9% |