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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,091 | $127,387-32.4% | $115,038-25.2% | $125,389-31.3% |
| Participation rate | 91.7% | 84.2%+7.5pp | 81.4%+10.3pp | 83.2%+8.5pp |
| Annual return | -0.60% | 31.28%-31.9pp | 26.14%-26.7pp | 282.24%-282.8pp |
| Employer contribution / active EE | $3,429 | $5,166-33.6% | $4,608-25.6% | $4,866-29.5% |
| Participant deferral / active EE | $16,430 | $6,423+155.8% | $6,026+172.6% | $5,352+207.0% |
| Admin fee / account holder | $351 | $9,516-96.3% | $8,175-95.7% | $9,541-96.3% |