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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,251 | $135,956-30.7% | $123,894-23.9% | $273,972-65.6% |
| Participation rate | 92.9% | 84.1%+8.8pp | 81.4%+11.4pp | 83.0%+9.8pp |
| Annual return | 6.48% | 56.63%-50.1pp | 47.52%-41.0pp | 41.46%-35.0pp |
| Employer contribution / active EE | $4,437 | $5,170-14.2% | $4,617-3.9% | $4,869-8.9% |
| Participant deferral / active EE | $17,289 | $6,343+172.6% | $5,984+188.9% | $5,287+227.0% |
| Admin fee / account holder | $5,484 | $9,817-44.1% | $8,357-34.4% | $10,133-45.9% |