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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,349 | $73,839-49.4% | $143,788-74.0% | $68,495-45.5% |
| Participation rate | 57.9% | 66.7%-8.8pp | 80.3%-22.4pp | 67.9%-10.0pp |
| Annual return | -15.52% | 1.01%-16.5pp | -0.03%-15.5pp | -7.84%-7.7pp |
| Employer contribution / active EE | $2,123 | $3,184-33.3% | $4,952-57.1% | $2,596-18.2% |
| Participant deferral / active EE | $2,917 | $3,384-13.8% | $5,638-48.3% | $4,028-27.6% |
| Admin fee / account holder | $3,544 | $5,755-38.4% | $14,675-75.9% | $5,403-34.4% |