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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,121 | $75,832-40.5% | $147,617-69.4% | $59,633-24.3% |
| Participation rate | 51.6% | 71.6%-20.0pp | 84.6%-33.0pp | 68.7%-17.1pp |
| Annual return | -2.08% | 0.37%-2.5pp | 61.98%-64.1pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $1,327 | $3,485-61.9% | $5,564-76.2% | $2,203-39.8% |
| Participant deferral / active EE | $1,739 | $3,131-44.4% | $4,895-64.5% | $3,192-45.5% |
| Admin fee / account holder | $4,368 | $5,986-27.0% | $11,612-62.4% | $4,297+1.7% |