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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,073 | $104,098-60.5% | $140,514-70.8% | $94,015-56.3% |
| Participation rate | 56.8% | 73.7%-17.0pp | 77.8%-21.0pp | 70.8%-14.1pp |
| Annual return | 18.30% | 15.14%+3.2pp | 14.36%+3.9pp | 17.84%+0.5pp |
| Employer contribution / active EE | $1,315 | $2,388-44.9% | $3,378-61.1% | $2,790-52.9% |
| Participant deferral / active EE | $3,571 | $4,033-11.5% | $4,919-27.4% | $4,249-16.0% |
| Admin fee / account holder | $651 | $10,439-93.8% | $13,697-95.2% | $8,951-92.7% |