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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,073 | $95,453-57.0% | $112,040-63.3% | $82,448-50.2% |
| Participation rate | 56.8% | 72.8%-16.0pp | 76.5%-19.7pp | 68.1%-11.3pp |
| Annual return | 18.30% | 23.92%-5.6pp | 24.52%-6.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $1,315 | $2,318-43.3% | $2,954-55.5% | $2,551-48.5% |
| Participant deferral / active EE | $3,571 | $4,224-15.5% | $5,098-30.0% | $4,139-13.7% |
| Admin fee / account holder | $651 | $9,013-92.8% | $12,098-94.6% | $7,234-91.0% |