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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,073 | $97,550-57.9% | $120,344-65.9% | $87,485-53.1% |
| Participation rate | 56.8% | 72.8%-16.1pp | 76.7%-20.0pp | 68.9%-12.2pp |
| Annual return | 18.30% | 18.41%-0.1pp | 20.30%-2.0pp | 26.06%-7.8pp |
| Employer contribution / active EE | $1,315 | $2,291-42.6% | $3,020-56.5% | $2,596-49.4% |
| Participant deferral / active EE | $3,571 | $4,230-15.6% | $5,135-30.5% | $4,274-16.5% |
| Admin fee / account holder | $651 | $9,543-93.2% | $12,742-94.9% | $7,775-91.6% |