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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,219 | $110,240+14.5% | $96,544+30.7% | $139,487-9.5% |
| Participation rate | 90.0% | 78.1%+11.9pp | 76.0%+14.0pp | 80.3%+9.7pp |
| Annual return | 20.83% | 26.41%-5.6pp | 25.88%-5.1pp | 373.84%-353.0pp |
| Employer contribution / active EE | $14,941 | $3,622+312.5% | $2,966+403.7% | $4,755+214.2% |
| Participant deferral / active EE | $6,877 | $5,549+23.9% | $4,851+41.7% | $6,713+2.4% |
| Admin fee / account holder | $843 | $11,602-92.7% | $8,254-89.8% | $11,407-92.6% |