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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,405 | $100,811-14.3% | $86,698-0.3% | $134,545-35.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.65% | 29.11%-46.8pp | 35.96%-53.6pp | 418.37%-436.0pp |
| Employer contribution / active EE | $20,226 | $3,490+479.5% | $2,837+613.0% | $4,742+326.6% |
| Participant deferral / active EE | $7,471 | $5,339+39.9% | $4,656+60.4% | $6,401+16.7% |
| Admin fee / account holder | $1,240 | $10,926-88.7% | $7,492-83.5% | $11,431-89.2% |