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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,674 | $112,131-61.9% | $95,964-55.5% | $158,982-73.2% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 55.30% | 171.19%-115.9pp | 91.64%-36.3pp | 302.99%-247.7pp |
| Employer contribution / active EE | $16,453 | $3,199+414.3% | $2,541+547.4% | $4,763+245.4% |
| Participant deferral / active EE | $7,643 | $4,784+59.8% | $4,167+83.4% | $5,983+27.7% |
| Admin fee / account holder | $324 | $10,136-96.8% | $6,797-95.2% | $11,252-97.1% |