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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,423 | $123,478+12.9% | $216,567-35.6% | $94,015+48.3% |
| Participation rate | 67.3% | 75.1%-7.8pp | 81.6%-14.3pp | 70.8%-3.5pp |
| Annual return | 14.60% | 23.61%-9.0pp | 12.94%+1.7pp | 17.84%-3.2pp |
| Employer contribution / active EE | $3,365 | $3,136+7.3% | $5,216-35.5% | $2,790+20.6% |
| Participant deferral / active EE | $7,791 | $4,556+71.0% | $6,191+25.9% | $4,249+83.3% |
| Admin fee / account holder | $9,022 | $12,753-29.3% | $21,981-59.0% | $8,951+0.8% |