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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,423 | $108,825+28.1% | $156,181-10.7% | $82,448+69.1% |
| Participation rate | 67.3% | 72.4%-5.1pp | 78.8%-11.5pp | 68.1%-0.8pp |
| Annual return | 14.60% | 20.59%-6.0pp | 64.87%-50.3pp | 41.64%-27.0pp |
| Employer contribution / active EE | $3,365 | $2,870+17.3% | $4,294-21.6% | $2,551+31.9% |
| Participant deferral / active EE | $7,791 | $4,577+70.2% | $6,132+27.1% | $4,139+88.2% |
| Admin fee / account holder | $9,022 | $9,341-3.4% | $14,586-38.1% | $7,234+24.7% |