Filings through .
6 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Low participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
Low employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Low assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Fewer than 3 years of filings on record. Charts show once 3 consecutive filings are on file.
$29K in admin expenses, $94 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
5 funds of $250K or more; 18 lines in all, holding $5.0M of the plan's $5.4M. Recordkeeper: Principal.
Target-date series: Vanguard Target Retirement, mutual fund, 9% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Pooled Separate Accounts Principal Life Insurance Company Principal · Insurance contract Recordkeeper's own fund | $1.2M | 23.2% |
| Principal Guaranteed Option Principal · Insurance contract Recordkeeper's own fund | $1.2M | 23.1% |
| Principal Life Insurance Company Prin Core Fix Inc Sep Acct-Z Principal · Insurance contract Recordkeeper's own fund | $837K | 16.6% |
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 6 vintages | $470K | 9.3% |
| DFA US Large Cap Value I Fund Dimensional · Mutual fund | $457K | 9.1% |
| Prin LgCp S&P 500 Index SA-NE Principal · Insurance contract IndexRecordkeeper's own fund | $314K | 6.2% |
| Pooled Separate Accounts Principal Principal · Separate account Recordkeeper's own fund | $195K | 3.9% |
| Prin MidCap S&P 400 Index SA-NE Principal · Insurance contract IndexRecordkeeper's own fund | $192K | 3.8% |
| Fidelity Total International Index Fund Fidelity (FMR) · Mutual fund Index | $125K | 2.5% |
| Pgim Total Return Bond Fund Class R6 Prudential (PGIM) · Mutual fund | $42K | 0.8% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
8 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
No lineup changes between the 2024 and 2025 filings.
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
8 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
PRINCIPAL FINANCIAL GROUP2+ years Filed as: PRINCIPAL LIFE INSURANCE COMPANY Service code 13 · EIN 42-0127290 Contract Administrator | $29,190 |
Filed as: ASSURED PARTNERS OF WEST VIRGINIA L Service code 49 · EIN 90-0897225 Other Services | $1,477 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 Advisory (Plan) | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
2 contacts
2 filings · 2024 to 2025