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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,130 | $148,629+76.4% | $135,982+92.8% | $139,487+87.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.68% | 79.33%-62.7pp | 68.32%-51.6pp | 373.84%-357.2pp |
| Employer contribution / active EE | $22,201 | $5,247+323.2% | $4,859+356.9% | $4,755+366.9% |
| Participant deferral / active EE | $2,344 | $8,102-71.1% | $7,760-69.8% | $6,713-65.1% |
| Admin fee / account holder | $2,328 | $12,406-81.2% | $10,767-78.4% | $11,407-79.6% |