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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,367 | $176,120+25.7% | $159,487+38.8% | $167,553+32.1% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 9.84% | 331.95%-322.1pp | 263.71%-253.9pp | 478.89%-469.1pp |
| Employer contribution / active EE | $26,809 | $5,299+405.9% | $4,831+454.9% | $4,840+453.9% |
| Participant deferral / active EE | $2,631 | $7,752-66.1% | $7,354-64.2% | $6,343-58.5% |
| Admin fee / account holder | $24,489 | $12,561+95.0% | $10,804+126.7% | $12,316+98.8% |