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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,510 | $165,399+21.2% | $149,745+33.9% | $158,982+26.1% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 10.31% | 348.34%-338.0pp | 276.72%-266.4pp | 302.99%-292.7pp |
| Employer contribution / active EE | $7,125 | $5,105+39.6% | $4,646+53.4% | $4,763+49.6% |
| Participant deferral / active EE | $1,599 | $7,183-77.7% | $6,843-76.6% | $5,983-73.3% |
| Admin fee / account holder | $1,002 | $10,811-90.7% | $9,312-89.2% | $11,252-91.1% |