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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,475 | $183,539+26.7% | $155,556+49.4% | $145,897+59.3% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 12.16% | 61.31%-49.1pp | 64.84%-52.7pp | 552.29%-540.1pp |
| Employer contribution / active EE | $6,184 | $5,315+16.3% | $4,675+32.3% | $4,663+32.6% |
| Participant deferral / active EE | $7,134 | $6,467+10.3% | $5,631+26.7% | $6,689+6.6% |
| Admin fee / account holder | $5,832 | $19,275-69.7% | $15,885-63.3% | $13,390-56.4% |