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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,912 | $105,160-33.5% | $94,679-26.2% | $139,456-49.9% |
| Participation rate | 62.5% | 82.4%-19.9pp | 80.8%-18.3pp | 80.3%-17.8pp |
| Annual return | 23.36% | 38.04%-14.7pp | 156.75%-133.4pp | 373.45%-350.1pp |
| Employer contribution / active EE | $2,759 | $4,107-32.8% | $3,673-24.9% | $4,753-42.0% |
| Participant deferral / active EE | $6,995 | $7,599-7.9% | $7,417-5.7% | $6,711+4.2% |
| Admin fee / account holder | $0 | $8,988-100.0% | $7,233-100.0% | $11,407-100.0% |