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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,233 | $115,903-57.5% | $100,528-51.0% | $158,966-69.0% |
| Participation rate | 50.0% | 81.6%-31.6pp | 79.4%-29.4pp | 82.0%-32.0pp |
| Annual return | 87.48% | 34.80%+52.7pp | 30.90%+56.6pp | 302.95%-215.5pp |
| Employer contribution / active EE | $2,424 | $4,105-40.9% | $3,419-29.1% | $4,762-49.1% |
| Participant deferral / active EE | $4,439 | $6,677-33.5% | $6,271-29.2% | $5,983-25.8% |
| Admin fee / account holder | $0 | $11,000-100.0% | $8,084-100.0% | $11,250-100.0% |