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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,669 | $131,835-69.9% | $108,582-63.5% | $273,972-85.5% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.6%-4.6pp | 83.0%-8.0pp |
| Annual return | 4.74% | -91.57%+96.3pp | -51.70%+56.4pp | 41.46%-36.7pp |
| Employer contribution / active EE | $1,795 | $4,913-63.5% | $3,758-52.3% | $4,869-63.1% |
| Participant deferral / active EE | $4,045 | $5,127-21.1% | $4,311-6.2% | $5,287-23.5% |
| Admin fee / account holder | $701 | $10,253-93.2% | $7,645-90.8% | $10,133-93.1% |