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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,987 | $113,941-71.0% | $94,229-65.0% | $125,389-73.7% |
| Participation rate | 72.7% | 82.9%-10.2pp | 78.8%-6.0pp | 83.2%-10.5pp |
| Annual return | -3.20% | 5.29%-8.5pp | 10.68%-13.9pp | 282.24%-285.4pp |
| Employer contribution / active EE | $1,617 | $4,727-65.8% | $3,587-54.9% | $4,866-66.8% |
| Participant deferral / active EE | $3,815 | $5,179-26.3% | $4,320-11.7% | $5,352-28.7% |
| Admin fee / account holder | $960 | $8,392-88.6% | $6,269-84.7% | $9,541-89.9% |