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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,643 | $81,358-69.7% | $155,556-84.2% | $80,959-69.6% |
| Participation rate | 46.3% | 66.3%-19.9pp | 78.2%-31.9pp | 67.7%-21.3pp |
| Annual return | 16.22% | 33.39%-17.2pp | 64.84%-48.6pp | 35.67%-19.5pp |
| Employer contribution / active EE | $1,076 | $3,106-65.4% | $4,675-77.0% | $2,757-61.0% |
| Participant deferral / active EE | $2,129 | $3,455-38.4% | $5,631-62.2% | $4,300-50.5% |
| Admin fee / account holder | $296 | $7,994-96.3% | $15,885-98.1% | $6,925-95.7% |