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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,148 | $184,014-82.0% | $161,149-79.4% | $138,895-76.1% |
| Participation rate | 42.9% | 82.1%-39.2pp | 78.8%-36.0pp | 79.9%-37.1pp |
| Annual return | 21.00% | 21.52%-0.5pp | 21.16%-0.2pp | 145.39%-124.4pp |
| Employer contribution / active EE | $1,477 | $5,055-70.8% | $4,360-66.1% | $4,194-64.8% |
| Participant deferral / active EE | $2,459 | $6,909-64.4% | $6,153-60.0% | $6,396-61.6% |
| Admin fee / account holder | $3,825 | $18,027-78.8% | $15,194-74.8% | $12,562-69.5% |