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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,831 | $166,089-85.0% | $164,928-84.9% | $145,978-83.0% |
| Participation rate | 45.8% | 82.0%-36.2pp | 78.6%-32.8pp | 80.3%-34.5pp |
| Annual return | 14.13% | 100.26%-86.1pp | 70.08%-55.9pp | 550.52%-536.4pp |
| Employer contribution / active EE | $1,523 | $5,276-71.1% | $4,343-64.9% | $4,662-67.3% |
| Participant deferral / active EE | $2,461 | $6,961-64.6% | $6,034-59.2% | $6,690-63.2% |
| Admin fee / account holder | $4,337 | $16,641-73.9% | $12,684-65.8% | $13,400-67.6% |