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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,737 | $107,733-90.0% | $92,985-88.5% | $154,746-93.1% |
| Participation rate | 81.0% | 74.6%+6.4pp | 69.5%+11.5pp | 80.7%+0.3pp |
| Annual return | 55.70% | 30.39%+25.3pp | 27.99%+27.7pp | 172.34%-116.6pp |
| Employer contribution / active EE | $1,238 | $3,126-60.4% | $2,662-53.5% | $4,379-71.7% |
| Participant deferral / active EE | $1,981 | $5,053-60.8% | $4,377-54.7% | $6,730-70.6% |
| Admin fee / account holder | $678 | $11,369-94.0% | $9,463-92.8% | $14,365-95.3% |