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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,071 | $90,530-91.1% | $76,030-89.4% | $145,897-94.5% |
| Participation rate | 61.1% | 74.4%-13.3pp | 69.1%-8.0pp | 80.3%-19.2pp |
| Annual return | 13.41% | 625.08%-611.7pp | 361.54%-348.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $1,392 | $3,319-58.1% | $2,688-48.2% | $4,663-70.1% |
| Participant deferral / active EE | $2,256 | $5,164-56.3% | $4,257-47.0% | $6,689-66.3% |
| Admin fee / account holder | $687 | $8,383-91.8% | $6,421-89.3% | $13,390-94.9% |