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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,359 | $69,977-79.5% | $108,582-86.8% | $62,881-77.2% |
| Participation rate | 82.9% | 72.9%+10.0pp | 79.6%+3.3pp | 69.3%+13.6pp |
| Annual return | 8.80% | 10.73%-1.9pp | -51.70%+60.5pp | 20.14%-11.3pp |
| Employer contribution / active EE | $5,714 | $2,135+167.7% | $3,758+52.0% | $2,281+150.5% |
| Participant deferral / active EE | $2,702 | $3,165-14.6% | $4,311-37.3% | $3,203-15.6% |
| Admin fee / account holder | $328 | $5,076-93.5% | $7,645-95.7% | $4,296-92.4% |