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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,986 | $91,536-35.6% | $130,062-54.6% | $75,177-21.5% |
| Participation rate | 70.4% | 71.5%-1.1pp | 78.5%-8.1pp | 67.2%+3.2pp |
| Annual return | 18.03% | -631.62%+649.7pp | -137.37%+155.4pp | 160.75%-142.7pp |
| Employer contribution / active EE | $2,181 | $2,845-23.3% | $4,322-49.5% | $2,671-18.3% |
| Participant deferral / active EE | $2,949 | $4,343-32.1% | $5,821-49.3% | $4,126-28.5% |
| Admin fee / account holder | $707 | $6,780-89.6% | $10,601-93.3% | $5,651-87.5% |