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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,005 | $57,590-44.4% | $86,233-62.9% | $82,448-61.2% |
| Participation rate | 96.2% | 57.9%+38.3pp | 69.0%+27.1pp | 68.1%+28.1pp |
| Annual return | 108.10% | 22.41%+85.7pp | 61.39%+46.7pp | 41.64%+66.5pp |
| Employer contribution / active EE | $3,102 | $1,655+87.4% | $2,504+23.8% | $2,551+21.6% |
| Participant deferral / active EE | $6,716 | $3,080+118.1% | $4,559+47.3% | $4,139+62.2% |
| Admin fee / account holder | $1,251 | $4,730-73.6% | $8,342-85.0% | $7,234-82.7% |