Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,187 | $78,607-60.3% | $105,624-70.5% | $74,478-58.1% |
| Participation rate | 44.9% | 72.8%-27.9pp | 75.3%-30.4pp | 67.2%-22.4pp |
| Annual return | 8.38% | 15.96%-7.6pp | 116.20%-107.8pp | 1370.56%-1362.2pp |
| Employer contribution / active EE | $1,815 | $2,523-28.0% | $3,168-42.7% | $2,626-30.9% |
| Participant deferral / active EE | $3,263 | $4,325-24.5% | $5,013-34.9% | $4,350-25.0% |
| Admin fee / account holder | $5,366 | $2,220+141.7% | $10,961-51.0% | $1,946+175.8% |